How to become a Certified 203k Contractor®

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Step 1 of 2: Certified 203k Contractor® Qualifications

Certified 203k Contractor Qualifier (2026)

Answer 7 questions to qualify & receive your enrollment code via email

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1) Does your company meet the license/registration requirements for the area(s) it services?
(Some states or cities do not require certain contractors to be licensed/registered)
2) Does your company have an active General Liability Insurance policy of at least $1,00,000?
3) Can your company provide a minimum of 3 residential homeowner customers who hired your company directly during the previous 12 months?
4) Can you complete a 15 hour online course in the next 30 days to earn the accreditation?
5) Does your company have $15,000 working capital (cash reserves and/or lines of credit, such as credit cards, building suppliers, etc.) to start a small-medium project ($75k max) with no deposits from the customer?
6) Does your company have $30,000 working capital (cash reserves and/or lines of credit, such as credit cards, building suppliers, etc.) to start a medium-large project ($75k+) with no deposits from the customer?
7) Will your company be the first Certified 203k Contractor® in your service area?
(verify on the "Find 203k Contractors page")

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Step 2 of 2: Certified 203k Contractor® Enrollment

  • Enrolling to become a Certified 203k Contractor® will take approximately 10 minutes.
  • Please have ready any license/registration document(s), insurance document or Insurance contact /information, and customer references
  • After applying, contractors are permitted a maximum of 30 calendar days to complete the 203k Contractor Education Course which typically can be completed in 10-15 hours.

Page 1 - Introduction
Page 2 - Contractor Information
Page 3 - Contractor Credentials
Page 4 - References/Experience
Page 5 - Working Capital
Page 6 - Timelines/Deadlines
Page 7 - Education Course Info
Page 8 - Review/Submit

(the code would have been emailed to you)
Save Draft & Finish Later